I am selling my home in Beacon Hill. Does my lawyer need to be required to be on the Virgin Money conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
My uncle pointed out to me me that in buying a property in Beacon Hill there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Beacon Hill which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Beacon Hill should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am planning to move home in August. Will my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you put forward a removal company in Beacon Hill. Conveyancing lawyer was found before I stumbled across your page.
On the day of completion you can collect the house keys from the selling agent however this should only take place once the sellers conveyancers confirm to the agent that they have the completion monies and the keys can be released. Subsequently you will need to tell the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in locating a conveyancing in Beacon Hill or a legal practice with expertise in conveyancing in Beacon Hill.
I am currently in the process of buying my council flat in Beacon Hill. I have a mortgage agreed with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
I moved into my house on 6 January and the transaction details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Beacon Hill advises it would be registered in less than a month. Are titles in Beacon Hill particularly slow to register?
As far as conveyancing in Beacon Hill is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and if the Land registry communicate with any interested persons or bodies. Currently in the region of 80% of submission are fully dealt with within 12 days but some can be subject to protracted hold-ups. Historically registration occurs after the buyer is living at the premises therefore an expedited registration is not always primary concern but where it is urgent that the the registration takes place urgently then you or your lawyers could contact the land registry and explain the circumstances.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Beacon Hill is where the house is located. Can you offer any opinion?
Flying freeholds in Beacon Hill are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Beacon Hill you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Beacon Hill may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What are my options where I am not happy with the conveyancing practitioner who carried out my conveyancing in Beacon Hill?
We live in an imperfect world, and is is a fact of life that every so often matters do not go as planned. However there is recourse if you were not happy with your conveyancing in Beacon Hill. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their regulator. If things still aren’t sorted out you may consider enlisting the help of the Legal Ombudsman.