Finally the sale completed on my house in Onslow Village last May but the buyer keeps Skype messaging every few hours to moan that her conveyancer needs to hear from mine. What should have happened following completion?

Following your disposal your lawyer is committed to deliver the transfer documentation and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your solicitor should also evidence that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There is unlikely to be post completion requirements just for conveyancing in Onslow Village.

Is there a list of Aldermore panel solicitors in Onslow Village on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of banks make their panel listings available over the internet. If you are seeking to appoint a Onslow Village solicitor on the Aldermore please use our tool.

My wife and I have organised the release of further funds on our mortgage from Aldermore as we wish to conduct renovations to our home in Onslow Village. Do we need to appoint a nearby Onslow Village solicitor on the Aldermore conveyancing panel to deal with the paperwork?

Aldermore do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore list.

We have agreed to purchase a house in Onslow Village. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

Given that your lender is Bank of Ireland your lawyer must follow the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Bank of Ireland where a lease does not satisfy these specifications. The specifications relate to the installation of panels on properties nationwide and is not restricted to Onslow Village.

I am using a search engine for the term on line conveyancing in Onslow Village it reveals numerous conveyancersin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for purchase transaction?

The ideal way of choosing a suitable conveyancer is via trusted testimonial, so enquire of colleagues and relatives who have purchased a property in Onslow Village or the respected estate agent or mortgage broker. Costs for conveyancing in Onslow Village vary, so it's advisable to request a minimum of four fee calculations from different solicitors. Dont forget to clarify that the fees are fixed.

I am hoping to complete next month on a ground floor flat in Onslow Village. Conveyancing solicitors have said that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Onslow Village should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Are you allowed to have a pet in the flat? The physical ownership of the property. This may be the apartment itself but might include a attic or basement if applicable. Alterations to the flat Information concerning the obligations in the lease to pay service charges - in respect of the block, and the wider rights a tenant enjoys

Leasehold Conveyancing in Onslow Village - Sample of Questions you should ask before buying

Most Onslow Village leasehold properties will have a service bill for maintenance of the building set by the management company. Should you acquire the flat you will have to meet this contribution, normally quarterly during the year. This could vary from two or three hundred pounds to thousands of pounds for blocks with lifts and large common grounds. There will also be a rentcharge for you to pay annual, this is usually not a large figure, say around £50-£100 but you need to enquire as sometimes it can be surprisingly expensive. How is the lease structured? It would be sensible to discover as much as you can regarding the company managing the building as they will either make your living at the property much easier or uncomfortable. As the owner of a leasehold property you will be at the mercy of the managing agents both financially and when it comes to every day issues like the upkeep of the communal areas. Don't be afraid to ask other tenants what they think of them. Finally, be sure you know the dates that the maintenance fees are due to the managing agents and precisely how they are spending the funds.

What is the reason for my conveyancer requiring a list of items of identification ahead of starting my conveyancing in Onslow Village?

Onslow Village conveyancers are obliged by the Law Society, Solicitors Regulation Authority, HM Land Registry and current AML Regulations to record that the have checked the identity of their clients. It is also sometimes a requirement of your lender if you are obtaining a mortgage. Furthermore they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, national insurance number and date of birth.