Due to complete my purchase in Liss next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the bank expect the insurance to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These obligations are not specific to conveyancing in Liss.

I require expedited conveyancing in Liss as I have an ultimatum to complete within 4 weeks. Fortunately I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

As you are not taking a home loan you are at free not to have searches conducted although no solicitor would advise that you don't. With lots of history conveyancing in Liss the following are examples of issues that can show up and therefore affect the marketability of the property: Enforcement Actions, Overdue Fees, Overdue Grants, Unadopted Roads,...

The deeds to my house are lost. The conveyancers who dealt with the conveyancing in Liss 5 years ago have long since closed. What are my next steps?

In today’s world there are duplicates made of almost everything, and your lawyer should be aware exactly where to find all the appropriate paperwork so you can buy or dispose of your house without a hitch. If duplicates are not available, your conveyancer can put in place insurance or indemnities against future claims on your property.

We're novice buyers - had an offer accepted, but the selling agent told us that the seller will only issue a contract if we use their preferred lawyers as they want a ‘quick sale’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Liss

We suspect that the seller is not behind this requirement. Should the seller require ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you intend to instruct your own,trusted Liss conveyancing lawyers - not the ones that will give their negotiator at the agency a kickback or meet his conveyancing figures set by head office.

Planning to exchange soon on a garden flat in Liss. Conveyancing solicitors inform me that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

The report on title for your leasehold conveyancing in Liss should include some of the following:

What the implications are if you have contravened the provisions of the lease? Are pets allowed in the flat? Changes to the flat Whether your lease provides for a reserve fund for major repairs? Specifying your rights in respect of common areas in the building.By way of example, does the lease contain a right of way over a path or hallways?

Liss Leasehold Conveyancing - Examples of Queries Prior to buying

What restrictions are contained in the Liss Lease? The majority of Liss leasehold apartments will have a service bill for the upkeep of the building set on behalf of the freeholder. Should you buy the property you will have to meet this amount, normally periodically throughout the year. This could vary from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all likelihood there will be a ground rent for you to pay yearly, normally this is not a exorbitant amount, say approximately £50-£100 but you should to enquire it because occasionally it could be prohibitively expensive. How much is the service charge and ground rent on the flat?