We note that you have a post code search directory identifying law firms on the conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Farnborough?

We are a listing service only for law firms wishing to communicate if they are on the conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Farnborough.

When it comes to lenders such as , do Farnborough incur a yearly amount to be on the conveyancing panel?

We are unaware of any bank fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

I currently have a mortgage with for my property in Farnborough. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform ?

must be informed of your intention in advance of renting your property as this is likely to be a breach of ’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact directly. It should not be necessary to do this via a conveyancing panel solicitor.

Intending to buy a house in Farnborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Farnborough is on the conveyancing panel.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who conducted the conveyancing in Farnborough years ago are no longer around. What are my next steps?

Gone are the days when you need to have the physical original deeds to evidence that you own the land or premises, as the Land Registry have everything they need in a digital format.

I opted to have a survey carried out on a house in Farnborough ahead of appointing lawyers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies will not grant a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Farnborough. Conveyancing may be slightly more expensive based on your lender's requirements.

I own a leasehold flat in Farnborough. Conveyancing and mortgage organised. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Farnborough who acted for me is not around. What should I do?

The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the new freeholder. It is not necessary to instruct a Farnborough conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I am the registered owner of a split level flat in Farnborough, conveyancing formalities finalised in 1995. Can you work out an approximate cost of a lease extension? Equivalent flats in Farnborough with an extended lease are worth £165,000. The ground rent is £45 levied per year. The lease expires on 21st October 50

With just 50 years unexpired we estimate the premium for your lease extension to range between £36,100 and £41,800 plus professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information without first seeking the advice of a professional.