I am selling my apartment in Midhurst. Will the have to be required to be on the conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.

I'm the sole recipient of my late mum's will and I have everything in my name now, including the my former home in Midhurst. The Midhurst property was put into my name in . I now wish to sell up. I do know about the CML 6 month 'rule', which means that my property ownership may be regarded the same way as if I'd bought the property in . Will no one buy the property for half a year?

The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How practical a view banks take of it, depend on the lender as this obligation is chiefly there to identify subsales or the wholesaling and assigning of property.

My partner and I have organised a further advance on our mortgage from as we want to conduct a loft conversion to our house in Midhurst. Are we obliged to select a high street Midhurst solicitor on the conveyancing panel to handle the paperwork?

don't usually instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the conveyancing panel.

I can not fathom if my bank requires a lease extension. I have called my Midhurst bank branch on numerous occasions and was told they are content with the situation and they will lend. My Midhurst conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. I have no idea who is right.

Provided that the is on the lender panel, they must comply with the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

I used Action Conveyancing several years past for my conveyancing in Midhurst. I now require my file but cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Midhurst of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I was pointed in your direction by numerous estate agents in Midhurst to select a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to market your lawyers rather than another?

We don’t offer any financial incentive for pointing buyers and sellers in our direction. We found it would be just too difficult a fee as a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Do I need to visit the offices of the bank conveyancing panel solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Midhurst as it will be easier to attend their offices if necessary.

Most conveyancing panel lawyers for the mortgage company undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Midhurst. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.