We were just about to exchange contracts for a garden flat in Hindhead. We have hit a problem. The mortgage offer with Leeds Building Society expires on 7/4/2026 but the owners are suggesting a completion date of 9/4/2026. Is it possible to extend the loan expiry date?

The best person to address this issue is your lawyer who is in a position to calculate whether he or she is better off negotiating with the bank, seller’s conveyancers, selling agents or indeed all three based on what has gone on in your transaction to date.

I am the registered owner of a freehold premises in Hindhead yet invoiced for rent, why is this and what is this?

It is rare for properties in Hindhead and has limited impact for conveyancing in Hindhead but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.

My aunt passed away 10 months ago and as sole heir and executor I was left the house in Hindhead. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this possible?

Given you intend to refinance then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.

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At this site receive a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Hindhead. As opposed to estate agents and brokerage sites we are not in the business of charging firms a fee if you appoint them for your home move in Hindhead

I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable figure which is making it all the more appealing. I have since discovered that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a house with a leasehold title in Hindhead. Conveyancing solicitors have are about to be instructed. Will my lawyers set out the risks of buying a leasehold house in Hindhead ?

The majority of houses in Hindhead are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. it is apparent that you are buying in Hindhead in which case you should be shopping around for a Hindhead conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’sconsent to conduct alterations. You may also be required to pay a maintenance charge towards the maintenance of the communal areas where the house is located on an estate. Your conveyancer should advise you fully on all the issues.

Hindhead Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

On the whole the outlay for major works are not included within service charges, albeit that there some managing agents in Hindhead ask leaseholders to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance. Is the freehold owned jointly by the leaseholders? Is anyone aware of any major works in the near future that will likely add a premium to the service fees?