Just contacted my conveyancing solicitor in Aldershot who conducted the legals 18 months ago and wanted a conveyancing quote based on an identical type of house move (a leasehold property and a freehold premises) of almost identical values with a loan from Barnsley Building Society. I am now being quoted twice the amount. Am I right to be tempted to shop around for a cheaper online property lawyer?
The estimate does seem a tad on the high side. Where you are content to expend time scrutinising charges you may be able to decrease the fees slightly by say a hundred pounds. That being said, if you were happy with the legal work the firm offered you couldlive to regret opting for an a cheaper lawyer. Don't forget to ensure the solicitor can act for Barnsley Building Society. Do use our search tool to find a Aldershot conveyancing firm on the Barnsley Building Society conveyancing panel, which can often include conveyancing solicitors in Aldershot.
Can you suggest a Barclays approved Aldershot conveyancing conveyancer that can complete within two weeks? Am I best advised to unstruct a local Aldershot solicitor or a factory type conveyancer?
We would be happy to suggest some excellent Aldershot conveyancing firms. Another option is to visit the high street in Aldershot. Visit two or three firms and request to speak with a conveyancing solicitor for a costs illustration. Explain your expectations together with the reasons and ask for an assurance on your deadline. Choose the lawyer that genuine.
How do I investigate if the solicitor carrying out my conveyancing in Aldershot is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for The Mortgage Works thus spending £187.00 plus VAT in further conveyancing invoice.
Please do take advantage of the find a lender approved solicitor tool on this web page. Pick the lender and type ‘Aldershot’ or your location and you will be presented with a number of lawyer based in Aldershot or by proximity to you.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Aldershot conveyancing practitioner on the Co-operative panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
The formalities of my purchase has taken place for my property in Aldershot. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My sealed bid on a detached house in Aldershot has been agreed to, the owners do however have a dependent purchase. The owners have offered on a flat, but it’s not been accepted yet, and are looking at other apartments booked. I have selected a nearby conveyancing solicitor in Aldershot. What do I do now? When do I get the mortgage application with Nationwide started?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Aldershot conveyancing search charges, etc). The first course of action is to check that your lawyer is on the Nationwide approved list. Concerning the subsequent steps this very much dictated by the specifics of your transaction, attraction to this property and on the state of the market. During a rising market many home buyers will apply for the mortgage with Nationwide and arrange for the valuation and only if it comes back ok would they request their conveyancer to proceed with searches.
About to purchase a new build flat in Aldershot. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Aldershot
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.