My wife and I are purchasing a 2 bedroom flat in Windsor with a mortgage. We have a Windsor conveyancer, but the bank says she’s not on their "panel". We have to appoint one of the lender panel firms or continue with our Windsor solicitor and pay for one of their panel lawyers to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Windsor conveyancing lawyer to apply to be on the conveyancing panel.
We are purchasing a property and need a conveyancing solicitor in Windsor who is on the Kent Reliance conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Windsor.
I can see plenty of here regarding conveyancing in Windsor but can you isolate your top tip for finding the right conveyancer in Windsor
We would encourage you not to go for the cheapest Windsor conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
We had appointed solicitors based in Windsor on the Clydesdale solicitor approved list. They have just invoiced me an additional charge for handling the Clydesdale mortgage. Is this a supplemental conveyancing fee set by Clydesdale?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer is entitled to levy a fee for this. The fee is not dictated by Clydesdale but by your Windsor lawyer. Numerous firms on the Clydesdale panel will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I was told two weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Windsor is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am looking into buying my first house which is in Windsor and I am already nervous. I couldn't find anything specific about Windsor. Conveyancing will be needed in due course but do you know about the Windsor area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Windsor. In the meantime here are some basic statistics that we found
My husband and I are new to the buying process - agreed a price, but the estate agent advised that the vendor will only issue a contract if we instruct the agent's preferred conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a local solicitor who is accustomed to conveyancing in Windsor
It is highly unlikely the vendors are behind this. If they require ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Contact the owners directly and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you intend to use your own,trusted Windsor conveyancing lawyers - not the ones that will provide the negotiator at the agency a introducer fee or hit his conveyancing targets set by HQ.