I am under pressure from the seller of a property in Farnham Common to sign contracts within four weeks. What can I do to expedite matters?

First, If the seller is applying time constraints for your conveyancing it is advisable to make sure that your conveyancer is familiar with the location as they will benefit local relationships and insight. It is even conceivable that they could have conducted otherhomes in the same street. You would be best advised to use a Farnham Common conveyancing firm. In addition, double check that the lawyer is on the lender panel. It is believed that just under twenty per cent of Farnham Common conveyancing deals are frustrated or jeopardised after discovering a buyer’s solicitor was not on their mortgage lender’s panel. In many cases this discovery resulted in the transaction being held up by almost 21 days. It is believed that this issue affects in the region of one hundred thousand home moves annually. Most Farnham Common conveyancing practices can not represent certain mortgage companies so do check as early as possible.

A colleague suggested that where I am buying in Farnham Common I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally quoted for as part of the standard Farnham Common conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Farnham Common around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Farnham Common.

Me and my brother own a renovated Victorian house in Farnham Common. Conveyancing solicitor represented me and Lloyds TSB Bank. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Farnham Common and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing practitioner who conducted the conveyancing.

I'm buying my first flat in Farnham Common benefiting from help to buy. The developers refused to reduce the price so I negotiated £7000 of extras instead. The property agent advised me not disclose to my lawyer about this deal as it would adversely affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Farnham Common is where the house is located. Is there any guidance you can give?

Flying freeholds in Farnham Common are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Farnham Common you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Farnham Common may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.