My financial adviser has requested my Slough law firm’s panel reference for the HSBC conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Slough office but they have not responded to me.

Have you tried calling your Slough solicitor about this?. Most Slough conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

My bid for a property was accepted at auction in Slough. Conveyancing is needed. What are my next steps?

Having exchanged you will need to retain a conveyancing practitioner soon as you are facing a tight deadline in which to complete the conveyancing. An auction property will have a bespoke legal pack. This should include most,if not all of the documents that your conveyancer will need. In the case of leasehold premises the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You should pass this on to the conveyancer instructed by you at the earliest opportunity. Do make sure that you have funds organised to complete on the date specified in the contract.

The mortgage over my property is with Barclays for my property in Slough. Conveyancing was finalised 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?

Your original mortgage agreement with Barclays will provide that you need their approval prior to letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel firm.

I can not work out if my lender requires a lease extension. I have called my Slough bank branch on numerous occasions and was told it wasn't a problem and they will lend. My Slough conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend in accordance with their published requirements. I have no idea who is right.

The lawyer must follow the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I'm purchasing a new build house in Slough with the aid of help to buy. The developers would not budge the price so I negotiated £7000 of extras instead. The property agent advised me not inform my solicitor about this deal as it would adversely affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am 14 days into a residential purchase having been directed to a firm by the high street agent to perform conveyancing in Slough. I am am starting to be frustrated with the quality of service. Can you help me find new solicitors?

A solicitor would have to be really poor to suggest diss instructing them. Has the mortgage offer been generated? In the event that it has you will need to make them aware of the new contact details and ensure the loan are re-sent. The solicitor ideally should be on the banks approved list to avoid added charges and complications. So that should be your starting point. The find a solicitor tool can assist you in finding a lender approved solicitor for your home move in Slough

Is it necessary during the course of the conveyancing process to have a meeting at the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Slough as it will be easier to pop in to their offices when needed.

Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Slough. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.