Can your site be used to find a Conveyancing solicitor in Taplow even if I’m not purchasing or disposing of a house, for instance where I want to acquire an office in Taplow with a mortgage from National Westminster Bank?

Our search tool is primarily utilised to find residential conveyancing solicitors in Taplow but we have set out towards the bottom of this page some Taplow commercial conveyancing firms. You will need to speak with the solicitors directly to see if they are also authorised to represent National Westminster Bank

Should our lawyer be asking questions regarding flooding as part of the conveyancing in Taplow.

Flooding is a growing risk for lawyers carrying out conveyancing in Taplow. There are those who purchase a property in Taplow, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to give advice on flood risk, but there are a various checks that can be initiated by the purchaser or by their lawyers which can figure out the risks in Taplow. The conventional set of property information forms sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a standard inquiry of the seller to determine whether the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the vendor, then a purchaser may bring a compensation claim as a result of such an incorrect response. A buyer’s conveyancers should also carry out an enviro report. This should reveal if there is any known flood risk. If so, more detailed investigations should be made.

The deeds to my house can not be found. The conveyancers who did the conveyancing in Taplow 10 years ago have long since closed. What are my next steps?

As long as you have a registered title the details of your proprietorship will be evidenced by HMLR with a Title Number. It is possible to execute a search at the Land Registry, identify your property and secure current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be obtained for a small fee.

I am purchasing a new build house in Taplow with a mortgage from Skipton Building Society. The builders would not budge the price so I negotiated 6k of additionals instead. The house builders rep advised me not inform my conveyancer about this deal as it could jeopardize my loan with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have read on numerous online forums that when choosing a conveyancing solicitors they need approved by your mortgage company. This is my first home move but I have an offer in principle with Virgin Money and I already have a family conveyancing lawyer in Taplow at the ready. Can Halifax need an approved solicitor to be instructed? Does a directory of panel conveyancers even exist so I can pick a conveyancing solicitor in Taplow?

You should use a solicitor that is on the Halifax panel. Simply call your chosen Taplow conveyancing solicitor and ask if they are on the Halifax panel. If they are not on the panel you have numerous choices available to you here:

• Complete the purchase with your preferred Taplow conveyancing practitioner but Halifax will no doubt use a solicitor on their approved panel. This will result in additional charges and likely interruption.
• Choose a new property lawyer to conduct the conveyancing, obviously checking they are on the Halifax conveyancing panel.
• Convince your conveyancer to apply to join the mortgage company panel.