My IFA has asked me for my Egham solicitor’s panel member for the Lloyds conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Egham branch but they have not responded to me.

Have you tried contacting your Egham conveyancer about this?. Most Egham conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

Do the Building Society Association intend to launch a online directory to to identify practices on the Melton Mowbray Building Society conveyancing panel for example in Egham?

We would not expect to be advised of any plans on the part of the BSA to promote such a register.

I'm purchasing my first flat in Egham with the aid of help to buy. The sellers would not budge the amount so I negotiated £7000 of additionals instead. The estate agent advised me not inform my conveyancer about the side-deal as it may put at risk my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a flat up to £235,500 and found one near me in Egham I like with a park and railway links nearby, the downside is that it only has 51 remaining years left on the lease. I can't really find anything else in Egham in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan that many years may be an issue. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.

Is it simple use your search app to find a conveyancing practitioner in Egham on the authorised to act for my lender?

1st pick a bank such as National Westminster Bank, Barnsley Building Society or Bank of Ireland then choose your preferred area such as Egham. Conveyancing firms in Egham and across England and Wales will then be listed.