I'm the single recipient of my late mum's estate and I have everything in my name alone, including the my former home in Farnham Royal. The Farnham Royal property was put into my name in August. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the house in August. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be impacted by that. How practical a view mortgage companies take of it, depend on the mortgage company as this provision is chiefly there to identify subsales or the wholesaling and assigning of properties.

We had selected conveyancing lawyers locally in Farnham Royal on the Kent Reliance solicitor approved list. They have just invoiced me an additional sum for the legal aspects of the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?

Provided it is contained in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. The charge is not set by Kent Reliance but by your Farnham Royal conveyancing practitioner. Numerous firms on the Kent Reliance panel will quote an ‘acting for lender’ fee and others do not.

Intending to buy a flat in Farnham Royal. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Farnham Royal lawyer is on the HSBC conveyancing panel.

I require quick conveyancing in Farnham Royal as I am under pressure to sign on the dotted line within one month. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not taking a mortgage you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Farnham Royal the following are examples of what can appear and therefore affect the marketability of the property: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...

I'm buying my first flat in Farnham Royal with a mortgage from Leeds Building Society. The sellers would not move on the price so I negotiated £7000 of additionals instead. The sale representative suggested that I not disclose to my lawyer about this side-deal as it could impact my mortgage with Leeds Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am selling my house. My previous solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Farnham Royal if that makes things easier.

You should use our search tool to help you find a solicitor for your conveyancing in Farnham Royal. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

I am an executor of my recently deceased mum’s Will, with a bungalow in Farnham Royal which will be marketed. The bungalow is unregistered at HMLR and I'm advised that many estate agents will insist that it is in place before they will move forward. What's the procedure for this?

In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.