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Find a West Molesey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Molesey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Molesey transaction at risk of delay or failure.

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Recently asked questions about conveyancing in West Molesey

I am expecting a mortgage with Halifax. I intend to retain the legal services of a Licensed Conveyancer in West Molesey. Does the Halifax Conveyancing panel allow for Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Do banks and building societies provide you with an approved list of West Molesey conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?

West Molesey conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.

My stepmother informed me that in purchasing a property in West Molesey there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?

There are anumerous of properties in West Molesey which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in West Molesey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are buying a victorian detached house in West Molesey. Our aim is to convert the garage to a playroom at the property.Will legal conveyancing on the property include investigations to ascertain if these alterations are allowed?

Your solicitor should check the deeds as conveyancing in West Molesey can occasionally reveal restrictions in the title documents which restrict certain alterations or require the consent of a 3rd party. Certain works call for local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.

I am currently in the process of buying my council flat in West Molesey. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

What can a local search tell me about the house my wife and I purchasing in West Molesey?

West Molesey conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for instance PSG The local search is essential in every West Molesey conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.

Can you provide any top tips for leasehold conveyancing in West Molesey with the purpose of saving time on the sale process?

  • Much of the frustration in leasehold conveyancing in West Molesey can be reduced where you appoint lawyers the minute your agents start advertising the property and ask them to put together the leasehold information which will be required by the buyers’ lawyers.
  • You may think that you are aware of the number of years remaining on your lease but it would be advisable verify this via your conveyancers. A purchaser's lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the remaining number of years is below 80 years. In the circumstances it is important at an as soon as possible that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale. In the event that you altered the property did you need the Landlord’s consent? In particular have you laid down wooden flooring? West Molesey leases often stipulate that internal structural alterations or installing wooden flooring require a licence issued by the Landlord consenting to such works. If you fail to have the paperwork to hand do not contact the landlord without checking with your solicitor in the first instance. The majority of landlords or Management Companies in West Molesey charge for providing management packs for a leasehold premises. You or your lawyers should find out the actual amount of the charges. The management information sought as soon as you have a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent cause of frustration in leasehold conveyancing in West Molesey. A minority of West Molesey leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to place the estate agents on notice to make sure that the purchasers obtain bank and professional references. Any bank reference should make it clear that the buyer is financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors.

Notwithstanding our best efforts, we have been unsuccessful in trying to purchase the freehold in West Molesey. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Most certainly. We are happy to put you in touch with a West Molesey conveyancing firm who can help.

An example of a Lease Extension decision for a West Molesey flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case affected 1 flat.

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