I'm the sole beneficiary of my late father’s will with all property in now in my sole name, including the house in Greenford. Conveyancing formalities meant that the Land Registry date was in . I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership will be considered the same way as though I had purchased the property in . Will no one buy the property for half a year?

The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. many banks would take a pragmatic view as this obligation is primarily there to identify the purchase and immediately sell or the wholesaling and assigning of property.

I am expecting a DIP from this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do recommend any Greenford solicitors on the conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Greenford solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

I am due to exchange contracts on my flat. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, are being problematic. The Greenford solicitor who is on the conveyancing panel is saying indemnity insurance will be fine but are insisting on a building regulation certificate. Why do have a conveyancing panel if they don't accept advice from them?

It is probably the case that have referred the matter to their valuer. The reason why may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am purchasing a new build house in Greenford benefiting from help to buy. The builders refused to reduce the price so I negotiated 6k of extras instead. The house builders rep suggested that I not inform my lawyer about the deal as it could impact my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Greenford is where the house is located. Is there any advice you can give?

Flying freeholds in Greenford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Greenford you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Greenford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Estate agents have just been given the go-ahead to market my 2 bed apartment in Greenford. Conveyancing lawyers have not yet been instructed, however I have just had a half-yearly maintenance charge invoice – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should discharge the service charge as normal given that all rents and service payments will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Greenford Leasehold Conveyancing - A selection of Queries Prior to buying

How many of the leaseholders are in arrears for their service charge payments? For many Greenford leaseholds the outlay for major works are not incorporated into the service charges, albeit that there some managing agents in Greenford ask leaseholders to contribute towards a reserve fund and this is used to offset against larger works. How long is the Lease?

What range of conveyancing matters do Greenford conveyancing firms manage?

For the most part Greenford conveyancing companies will carry out a wide array of assistance to home and land owners, vendors, purchasers, landlords and tenants including the following:

Private sale conveyancing in Greenford or wider afield Property purchase conveyancing in Greenford and nationwide Bespoke or complex residential transactions including farms, estates, and company properties Remortgaging arrangements Probate conveyancing and court of protection Freeholds or leaseholds having unregistered titles