Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cobham. My lender is Nationwide Building Society

Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/9/2025, the requirements read as follows :

The deeds to my home can not be found. The lawyers who dealt with the conveyancing in Cobham 10 years ago no longer exist. What do I do?

Assuming you have a registered title the information relating to your ownership will be held by HMLR under a Title Number. It is possible to execute a search at the Land Registry, identify your house and order up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be retrieved for a small fee.

I am buying a new build apartment in Cobham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Cobham

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I am a sole trader intending to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no costs for commercial conveyancing in Cobham for less than £1,200?

We can recommend firms who have well rounded knowledge of commercial conveyancing in Cobham, including the disposal and purchase of businesses as well as simply premises. Whether you are looking to buy or sell a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right firm. As for the fees these will vary based on the structure and nuances of the deal. Please provide us with your contact information or telephone us so that we can provide you with a fixed commercial conveyancing quote.

Back In 2008, I bought a leasehold flat in Cobham. Conveyancing and Chelsea Building Society mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Cobham who acted for me is not around. Do I pay?

First make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Cobham conveyancing solicitor to do this as it can be done on-line for a few pound. You should note that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I am the registered owner of a studio flat in Cobham, conveyancing having been completed half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable flats in Cobham with over 90 years remaining are worth £216,000. The ground rent is £50 per annum. The lease finishes on 21st October 2094

With 69 years left to run the likely cost is going to span between £9,500 and £11,000 plus costs.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.