I have just started taking steps with the aim of porting my current residential loan to a BTL Bank of Scotland mortgage. The bank has said that I must appoint a solicitor for this. I had a chat my former Cobham conveyancing firm who who did the conveyancing when I originally purchased the premises. The costs illustration sent of £470 has surprised me as its a remortgage than a sale or purchase.

The charges appear a tad high. If you shop around you could get the conveyancing a bit cheaper by perhaps £125. On the other hand, providing that you were satisfied with the assistance the firm provided you couldlive to rue choosing an a cheaper solicitor. If is important to be sure that the solicitor can represent Bank of Scotland. You can employ our search tool to get a quote a Cobham conveyancing firm on the Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in Cobham.

Will commercial conveyancing searches reveal impending roadworks that could impact a commercial premises in Cobham?

Its becoming the norm that commercial conveyancing solicitors in Cobham will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Cobham. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cobham.

For each commercial conveyancing transaction in Cobham it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could result in delays to Cobham commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Cobham.

How does conveyancing in Cobham differ for newly converted properties?

Most buyers of new build premises in Cobham contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is completed. This is because new home sellers in Cobham tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cobham or who has acted in the same development.

I'm converting the mortgage on my primary home to a buy to let mortgage with Nottingham Building Society and intend to use the remaining equity as a down payment on further property. The location we are interested in is Cobham. Will your conveyancers be able to act for the two mortgage companies and tie in the conveyances?

Do use our comparison tool on this site to be sure that the solicitors are approved by both banks. Assuming that they are the lawyer will be able to connect the two conveyancing matters but you should talk with you conveyancer and communicate your desired outcome and needs.

We are contemplating instructing a web based lawyer rather than a Cobham conveyancing firm. Should I ‘stay local’?

Various benefits exist in having the opportunity to attend a local Cobham conveyancing solicitor such as

• signing papers and and when necessary
• having one on one explanations of issues that you need help with
• the ability to raise concerns if things are not going as expected

When analysing fees, look carefully for hidden extras. The majority decent Cobham high street solicitors give an all-inclusive figure. Many online companies appear to offer discounted prices, yet have burried 'extras' in the small print.