Completed the sale of my flat in Surrey last July yet the purchaser is telephoning every few hours to say his conveyancer needs to hear from mysolicitor. What are the post completion sale formalities now that I have sold?
Post completion of your sale your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There are no post completion steps just for conveyancing in Surrey.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Surrey. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?
If you plan to re-mortgage then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.
How does conveyancing in Surrey differ for new build properties?
Most buyers of new build property in Surrey approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Surrey typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Surrey or who has acted in the same development.
My partner has recommend that I use his conveyancers in Surrey. Should I choose my own solicitor?
There are no two ways about it the best way to find a conveyancing practitioner is to have referrals from friends or family who have experience in using the solicitor that you are considering.
We are soon to purchasing a property in Surrey. Could the have our transaction price private from the likes of Zoopla. How do I make sure this is not revealed?
HM Land Registry are legally obliged to note price paid information on the official title for residential properties countrywide including homes in Surrey. The register of title is a public document, so HMLR would be breaking the law excluded specific homes such as the property in Surrey.
In essence you can make a request of the Land Registry to hide the price paid entry but the answer would be a No.