It is is a decade since I acquired my property in Hook. Conveyancing solicitors have recently been retained on the sale but I can't locate the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they may stored with the conveyancers who handled the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Almost all conveyancing in Hook relates to registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Hook?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hook. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Hook differ for newly converted properties?
Most buyers of new build premises in Hook contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is constructed. This is because house builders in Hook typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hook or who has acted in the same development.
I'm converting the mortgage on my current house to a BTL mortgage with Barnsley Building Society and intend to use the remaining equity as a down payment on a second house. The location we are talking about is Hook. Will your solicitors be able to act for both sets of banks and link together the two deals?
Make use of our comparison tool on this site to ensure that the solicitors are on the relevant lender panels. Having checked that they are your solicitor should be able to connect the two transactions but you should have a chat with you solicitor and make clear your expectations and needs.
My husband and I are first time buyers - had an offer accepted, but the selling agent advised that the vendor will only go ahead if we instruct their preferred solicitors as they need an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Hook
It is unlikely the owners are driving this. If they require ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Contact the owners directly and make the point that (a)you are serious buyers (b)you are ready to progress, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your preferred Hook conveyancing solicitors - not the ones that will provide the negotiator at the agency a commission or meet his conveyancing thresholds pre-set by senior management.