Our grandson is in the process of securing a newly built flat in Tilbury with a home loan from TSB. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We are buying a house in Tilbury. I might seem paranoid but how we can trust a solicitor? On completion day we will need to put money into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My aunt informed me that in buying a property in Tilbury there could be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?

We are aware of anumerous of properties in Tilbury which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Tilbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have decided to exercise my right to buy my property in Tilbury off the council. I have a mortgage agreed with Yorkshire BS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

I need some expedited conveyancing in Tilbury as I have an ultimatum to exchange contracts within 4 weeks. Thankfully I do not require a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are are a cash purchaser you have the choice not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in Tilbury the following are examples of issues that can show up and adversely impact future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Road Schemes,...

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Tilbury is where the house is located. Can you offer any opinion?

Flying freeholds in Tilbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Tilbury you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tilbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Can you offer any advice when it comes to appointing a Tilbury conveyancing firm to deal with our lease extension?

If you are instructing a conveyancer for your lease extension (regardless if they are a Tilbury conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of work. We advise that you talk with several firms including non Tilbury conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:

How experienced is the firm with lease extension legislation?

Tilbury Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

It is important to be aware if a new roof is being put on or some other significant cost is due shortly that will be shared by the leasehold owners and will materially increase the the maintenance charges or necessitate a specific invoice. Does this lease have in excess of 80 years left? On the whole the outlay for major works are not wrapped into the service charges, although there some managing agents in Tilbury obliged leaseholders to pay into a reserve fund and this is used to offset against larger repairs or maintenance.