Can your site be used to recommend a Conveyancing solicitor in Aylesford even where I’m not buying or disposing of a house, for instance if I want to acquire a shop in Aylesford with a loan from National Westminster Bank?

Our search tool is predominantly utilised to locate residential conveyancing solicitors in Aylesford but we have set out towards the end of this page some Aylesford commercial conveyancing firms. You should enquire with the firm directly to see if they can also act for National Westminster Bank

Do I need to take out insurance to cover chancel repairs when buying a property in Aylesford?

Unless a previous purchase of the property completed after 12 October 2013 you may take it that lawyers conducting conveyancing in Aylesford to remain encouraging a chancel search and or chancel repair liability policy.

I am buying my first flat in Aylesford with a loan from Coventry Building Society. The sellers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not reveal to my lawyer about this side-deal as it could put at risk my mortgage with Coventry Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a property in Aylesford ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may not give a mortgage on such a home.

It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Aylesford. Conveyancing may be slightly more expensive based on your lender's requirements.

I happen to be an executor of my recently deceased mother’s Will, with a house in Aylesford which is to be marketed. The house is unregistered at the Land Registry and I'm told that many EAs will insist that it is in place before they'll move forward. What's the procedure for this?

In the circumstances that you have set out it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.