I had intended to instruct a property lawyer in Aylesford for our house move. Our broker has since advised us that our bank The Mortgage Works won't deal with them. Why is this not regarded as unduly restrictive?

A mortgage company may require a panel solicitor act for it. You would be expected to meet the cost of this. Do use our directory service to select a solicitor to conduct conveyancing in Aylesford on the The Mortgage Works approved list of solicitors.

What is the difference between a licensed conveyancer and conveyancing solicitor in Aylesford

Two types of professional can perform conveyancing in Aylesford namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that required to complete the sale or acquisition of property. They are both obliged to perform Aylesford conveyancing to the same standards and guidelines so you can be sure that your conveyancing will be professionally carried out and that all necessary steps will be suitably adhered to.

Are all Aylesford Conveyancing Quality Solicitors on the Yorkshire BS conveyancing panel?

A selection of lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.

I am buying a property in Aylesford. A rare aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Yorkshire BS your lawyer must follow the conveyancing instructions contained in Section two of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and lawyers are required to report to Yorkshire BS where a lease fails to satisfy these specifications. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Aylesford.

A friend advised me that where I am purchasing in Aylesford I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually quoted for as part of the standard Aylesford conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Aylesford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Aylesford Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Aylesford.

Taking into account that I am about to part with 450k on a two bedroom apartment in Aylesford I would like to have a conversation with the conveyancer concerning theconveyancing in advance of appointing the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be conducting your conveyancing in Aylesford.There is no ‘factory style conveyancing’ - each client is unique individual, not a file number. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Aylesford should be the figure that you are charged.

Estate agents have just been given the go-ahead to market my garden flat in Aylesford. Conveyancing has not commenced, but I have just received a yearly service charge invoice – should I leave it to the buyer to sort out?

It best that you pay the invoice as you normally would because all rents and service invoices will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Aylesford Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing

The best form of lease arrangement is where the freehold title is owned by the leaseholders. In this scenario the tenants have control and even though a managing agent is usually employed if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves. Generally speaking the outlay for major works tend not to be included within maintenance charges, albeit that a few managing agents in Aylesford ask leaseholders to pay into a sinking fund created for the specific intention of establishing a fund for larger repairs or maintenance.