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Find a Aylesford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Aylesford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Aylesford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Aylesford

I have 71 years unexpired on my lease and require a lease extension for my apartment in Aylesford. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/7/2025 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

A friend suggested that where I am purchasing in Aylesford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes quoted for as part of the standard Aylesford conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Aylesford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Aylesford Education with maps and statistics, Local Amenities and other useful data regarding Aylesford.

Due to the advice of my in-laws I had a survey completed on a property in Aylesford in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks will not issue a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Aylesford. Conveyancing may be slightly more expensive based on your lender's requirements.

I am on look out for some leasehold conveyancing in Aylesford. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and 99.9% are in Aylesford - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Aylesford Conveyancing for Leasehold Flats - Sample of Questions you should consider before Purchasing

    Best to be warned whether a new roof is being put on or some other significant cost is due shortly that will be shared by the tenants and will dramatically increase the the maintenance costs or result in a one time payment. Make sure you discover if there are any onerous prohibitions in the lease. For instance plenty of leases prohibit pets being allowed in certain buildings in Aylesford. If you love the propertyin Aylesford however your cat is not allowed to move with you then you will be presented with a difficult decision. Generally speaking the cost for major works are not included within maintenance charges, albeit that some managing agents in Aylesford ask leasehold owners to contribute towards a reserve fund created for the specific intention of establishing a fund for major works.

Our conveyancing in Aylesford completes next Friday, however the couple I am buying from wishes to vacate on the Saturday noon. Can I accept such a plan?

You can't complete on a Saturday because the bank systems are not operating.

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Find out more about how flying freehold can affect your the value of a property.