I am soon to exchange on the purchase of a house in Basildon but as a result of wreckage from the recent storms I have managed to agree reparation from the seller in the sum of six thousand pounds by way of a adjustment in the price. This was going to be addressed as part of amending the contract yet HSBC will not agree to this. Why were they informed?

Any conveyancing practitioner that is on a HSBC approved list is required to disclose to HSBC of any changes to the purchase price. If you were to refuse your lawyer to disclose the price change to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new solicitor for your conveyancing in Basildon.

In what way does my ID and proof of funds have anything to do with my conveyancing in Basildon? What am I being asked for?

In order to comply with Money Laundering Regulations any Basildon conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually satisfied by provision of a passport and an original bank statement or utility account showing where you live.

Under Money Laundering Regulations, conveyancing solicitors are required to investigate not just the identity of conveyancing clients but also the origin of the money that they receive in respect of any matter. An unwillingness to disclose this will lead to your conveyancer terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers will have an obligation to make a disclosure to the relevant authorities should they consider that any monies received by them may contravene the Money Laundering Regulations.

I require quick conveyancing in Basildon as I am under a deadline to exchange contracts within 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?

As you are not obtaining a mortgage you have the choice not to do searches although no lawyer would recommend that you don't. Drawing on our experience of conveyancing in Basildon the following are examples of what can be revealed and therefore affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...

I got the keys to my flat on 1 January and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Basildon expressed confidence that it should be concluded in less than a month. Are titles in Basildon uniquely lengthy to register?

As far as conveyancing in Basildon is concerned, registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timeframes can differ according to the party submitting the application, whether it is in order and if the Land registry must send notices to any interested parties. As of today approximately 80% of such applications are fully addressed within two weeks but occasionally there can be longer hold-ups. Registration is effected once the purchaser has moved in to the property thus an expedited registration is not always top priority yet where it is urgent that the the registration takes place urgently then you or your solicitor can speak with the land registry and explain the circumstances.

Are there any apps to help search for a Basildon conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 25kilometers to attend the lawyer.

You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Basildon and you will see a number of lawyer located nearest Basildon. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.