Our Laindon solicitor has spotted a difference when comparing the information in the home valuation report and what is in the conveyancing documents. My solicitor informs me that he is obliged to check that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s course or action appropriate?

Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Me and my partner are buying a property in Laindon. I might seem paranoid but how we can trust a conveyancer? At some point we have to send our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We are purchasing a end of terrace house in Laindon. We would like to an extension at the rear at the house.Will legal due diligence on the property include enquiries to see if these alterations are permitted?

Your property lawyer should check the registered title as conveyancing in Laindon can occasionally identify restrictions in the title deeds which restrict categories of alterations or require the consent of another owner. Certain works require local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.

Principality have agreed my home loan in principle, my offer on a property in Laindon has been accepted, what happens next?

The estate agent will wish to know who your solicitors are (be sure the solicitors are on the bank’s panel). Contact Principality or the financial adviser and complete any outstanding documentation. Principality will sellect a valuer who will get in touch with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Principality will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Laindon.

About to purchase a new build flat in Laindon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Laindon

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

My business partner and I are intending to take an assignment of a lease of an office on the high street. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Laindon for under 1500k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Laindon, including the sale and purchase of businesses as well as simply property. Whether you are intending to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right firm. Regarding the costs this will depend on the structure and terms of the proposed transaction. Let us have your details or telephone so as to enable us to supply you with a fixed commercial conveyancing quote.

I have just appointed agents to market my basement flat in Laindon. Conveyancing solicitors are to be appointed soon, but I have recently had a half-yearly maintenance charge invoice – Do I pay up?

It best that you clear the service charge as usual because all rents and service invoices will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I own a garden flat in Laindon, conveyancing was carried out 9 years ago. How much will my lease extension cost? Equivalent properties in Laindon with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £65 per annum. The lease runs out on 21st October 2086

With just 61 years left to run we estimate the premium for your lease extension to range between £19,000 and £22,000 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.