We selected a high street lawyer for our conveyancing in Northfleet today. Going through the fine print I notewe are liable for costs even if our purchase aborts. Should I go with them or select an on-line conveyancing company promoting no completion no cost conveyancing in Northfleet?

It is usually a trade off in that if "No Completion No Fee" is offered then the conveyancing charges will generally be higher to neutralise the transactions that do not proceed. Also remember that such promotions tend not to protect you from outlay such as Northfleet conveyancing search costs.

Can you explain why leasehold purchase conveyancing in Northfleet is more expensive?

In summary, leasehold conveyancing in Northfleet and usually necessitates more due diligence compared to freehold transactions. This includes lease investigation, liaising with the landlord concerning serving required notices, procuring up-to-date service charge and management information, securing the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different leaseholders have owned the lease since it was first granted.

Me and my partner are buying a house in Northfleet. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am helping my mother sell her house in Northfleet. Will the conveyancing solicitor commission an energy assessment or it is for the owner to coordinate?

After the demise of Home Packs, energy performance certificates was retained a mandatory component of moving house. An energy assessment must be commissioned before the property is advertised. It is not a task that solicitors ordinarily arrange. If you are instructing a Northfleet conveyancing solicitor they may help arrange energy performance certificates due to their contacts with long established local energy assessors

We have agreed to purchase a house in Northfleet. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender be concerned?

As you are obtaining a mortgage with your lawyer must check the formal requirements contained in Section two of UK Finance Lenders’ Handbook for . The CML Handbook contains minimum conditions for solar panel roof-space leases, and are required to report to where a lease does not meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Northfleet.

A friend suggested that where I am purchasing in Northfleet I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually quoted for as part of the standard Northfleet conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Northfleet around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Northfleet.

I am purchasing a new build house in Northfleet with a loan from . The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about the side-deal as it could affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.