The loan offer from HSBC for the refinancing of my single room flat is expected any day now. Could you propose a cheap conveyancing solicitor in Old Woking?

This site is not designed to aid those in their quest for a cheap conveyancing in Old Woking. Our goal is to offer excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies seducing you with low cost conveyancing in Old Woking. At best, in going for low cost conveyancing, you will receive what you pay for and at worst you will end up with a hefty uplift in additional fees and still not receive the service required.

My fiance and I decided to purchase a purpose built flat in Old Woking with a residential mortgage from .We would like to retain our Old Woking conveyancing lawyer but says his firm is not listed on their approved list of member firms. We have to appoint a panel solicitor or retain our high street solicitor and fork out for a panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that use our lawyer?

Unfortunately,no. The loan offered to you is subject to its terms and conditions, one of which will be that lawyers will be on the solicitor panel. in the past, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for

I happen to be the only recipient of my late mum's estate and I have everything in my name alone, including the house in Old Woking. Conveyancing formalities meant that the Land Registry date was in . I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my proprietorship will be treated the same way as though I had purchased the house in . Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How sensible a view lenders take of it, depend on the mortgage company as this requirement is primarily there to identify subsales or the flipping of properties.

We expect to receive a AIP from this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do recommend any Old Woking solicitors on the conveyancing panel, or is it better to go independently?

You will need to appoint Old Woking solicitors independently although you'll need to choose one on the conveyancing panel. The solicitor represents both you and through the process.

It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Old Woking building society branch on numerous occasions and was advised it wasn't an issue and they would lend. My Old Woking conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. I simply don't know who is right.

The has to comply with the Council of Mortgage Lenders’ Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Just had an offer accepted on a new build flat in Old Woking. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Old Woking

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Is there a distinction between surveying and conveyancing in Old Woking?

Conveyancing - in Old Woking or elsewhere - is the process of legally transferring legal title of property from one person to another. It involves the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to remedy the problems before you complete your move.