My mortgage broker requires my Chertsey law firm’s panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Chertsey office but they have not responded to me.
The sensible thing to do is ask for this information from your Chertsey conveyancing practitioner . They maintain a central record lender panel numbers.
My aunt passed away six months ago and as sole heir and executor I was left the house in Chertsey. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this allowed?
Where you plan to re-mortgage then TSB will require that you use a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
How does conveyancing in Chertsey differ for newly converted properties?
Most buyers of new build premises in Chertsey come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because builders in Chertsey usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chertsey or who has acted in the same development.
How do I use the search facility to find a conveyancing lawyer in Chertsey on the authorised to act for my mortgage?
Step one is to select a mortgage company such as Nationwide Building Society, Skipton Building Society or Barclays Direct then type in your location for instance Chertsey. Conveyancing firms in Chertsey and further afield will then be listed.
We're first time buyers - had an offer accepted, but the agent advised that the seller will only move forward if we instruct their recommended lawyers as they are insisting on a ‘quick sale’. We would rather use a local solicitor with experience of conveyancing in Chertsey
It is improbable the vendors are behind this. Should the seller want ‘a quick sale', alienating a genuine purchaser is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to appoint your preferred Chertsey conveyancing lawyers - as opposed tothose that will provide their estate agent a commission or meet his conveyancing targets pre-set by HQ.