I used Action Conveyancing several years ago for my conveyancing in Chertsey. Now, I need my documents however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chertsey of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Chertsey differ for new build properties?
Most buyers of new build or newly converted property in Chertsey come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is ready to move into. This is because developers in Chertsey usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chertsey or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Chertsey prior to retaining conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some mortgage companies tend not grant a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chertsey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chertsey to see if the conveyancing costs will increase in light of this.
I need to appoint a conveyancing solicitor for some conveyancing in Chertsey. I've stumble across a web site which looks to be the ideal offering If there is a chance to get all the legals done via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My lawyers in Chertsey have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the mortgage company. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.