After what seems like an age a loan offer from NatWest for the refinancing of my 4 bedroom flat is due imminently. Are you able to suggest a low cost conveyancing practitioner in Lightwater?

You are on the wrong site if you are seeking the cheapest conveyancing solicitors in Lightwater. We can offer you value for money conveyancing but our intention is not to advertise as being the cheapest. Do not be swayed by brokers offering the bait of £99 conveyancing in Lightwater. The optimum outcome, in deciding on low cost conveyancing, you will earn what you pay for and at worst it will result in you invoiced for extras and still not receive the service expected.

My grandmother passed away six months ago and as sole heir and executor I was left the property in Lightwater. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this possible?

Given you intend to refinance then will require that you use a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

I used Action Conveyancing a few years ago for my conveyancing in Lightwater. I now require my file but the law firm has closed. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Lightwater of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

My father has urged me to instruct his conveyancing solicitors in Lightwater. Should I use them?

There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek guidance from friends or family who have actually used the conveyancer that you are contemplating using.

I've found a house that seems to tick a lot of boxes, at a reasonable price which is making it more attractive. I have subsequently found out that it's a leasehold rather than freehold. I am assuming that there are issues buying a leasehold house in Lightwater. Conveyancing lawyers have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Lightwater ?

Most houses in Lightwater are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Lightwater in which case you should be looking for a Lightwater conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. First you will need to check the unexpired lease term. Being a leaseholder you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’spermission to carry out alterations. It may be necessary to pay a contribution towards the upkeep of the communal areas where the house is located on an estate. Your conveyancer will appraise you on the various issues.