Will our lawyer be raising enquiries regarding flooding as part of the conveyancing in Collier Row.

Flooding is a growing risk for lawyers dealing with homes in Collier Row. Some people will buy a house in Collier Row, completely expectant that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not qualified to give advice on flood risk, however there are a number of checks that may be carried out by the purchaser or by their lawyers which will give them a better appreciation of the risks in Collier Row. The conventional set of completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the owner to discover whether the premises has ever been flooded. In the event that flooding has previously occurred and is not revealed by the owner, then a buyer may commence a legal claim for losses stemming from an inaccurate response. The buyer’s solicitors may also order an enviro report. This will higlight if there is any known flood risk. If so, further inquiries should be initiated.

I have justbeen informed that Arc property Solicitors have been shut down. They carried out my conveyancing in Collier Row for a purchase of a leasehold flat 12 months ago. How can I establish that my home is not still registered in the name of the former proprietor?

The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Collier Row conveyancing specialists.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one close by in Collier Row I like with amenity areas and transport links nearby, however it only has 52 years on the lease. There is not much else in Collier Row suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.

How do I locate a Collier Row solicitor on the conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the conveyancer.

Feel free to make use of the facility on this website. Please pick a mortgage company and your location and you will see a number of Collier Row conveyancing lawyers located nearest you. We have listed some Collier Row conveyancing firms towards the end of this page and you can ring them to verify whether they are on the approved list

My parents cant seem to find their Collier Row property on the HMLR online search facility. They have a vague memory fifty years ago when they bought the house there were complications concerning the address not being identified on some systems.

Almost all properties in Collier Row should be revealed. Have you tried a search with simply the postcode. Ordinarily it will reveal all the premises inside that postcode. Assuming the property is recorded it will show up with a title number. If they bought back in the 60’s it's conceivable it may be unregistered. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to locate the original title deeds which might be with your parent’s lender.