My fiance and I are intent on buying a flat in Sevenoaks. My property lawyer is not on the bank solicitor panel. Can I still appoint my Sevenoaks conveyancing solicitor even though they are excluded from the mortgage company panel of approved conveyancing solicitors?
You have a couple of choices open to you here
- Proceed with your existing Sevenoaks but your bank will undoubtedly appoint a on their approved list. The net result is additional cost and potential interruption.
- Get a fresh to conduct the conveyancing, making sure they are on the bank conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get listed on the bank’s panel of solicitors
Completed the sale of my flat in Sevenoaks last December but the buyer keeps whats apping every few hours to moan that his solicitor needs to hear from myconveyancer. What should my lawyer have done following completion?
After completion of your disposal your lawyer should send the transfer documentation and all of the paperwork to the purchaser's lawyers. Where appropriate, your lawyer should also send confirmation that the mortgage has been paid off to the buyers lawyers. There is unlikely to be post completion tasks specific conveyancing in Sevenoaks.
My mortgage company has suggested a law firm on their panel based in Sevenoaks but I would rather instruct a conveyancing lawyer in Sevenoaks local to me. Are you able to help?
The minority of Sevenoaks conveyancing practitioners are on all banks conveyancing panel. Use our find an approved solicitor tool to choose a Sevenoaks conveyancing firm on the on the lender panel.
My husband and I are first time buyers - had an offer accepted, but the estate agent informed us that the seller will only go ahead if we instruct the agent's recommended solicitors as they want a ‘quick sale’. Our preferred option is to instruct a local solicitor with experience of conveyancing in Sevenoaks
It is unlikely the sellers are driving this. Should the seller require ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to use your own,trusted Sevenoaks conveyancing lawyers - not the ones that will earn the estate agent a kickback or hit his conveyancing targets set by head office.
The lawyers undertaking our conveyancing in Sevenoaks has forwarded documents to review that state the property is unregistered with epitome documents. Why is the property not registred at the Land Registry?
Whilst most properties in Sevenoaks are now registered with HMLR there are still a few that are unregistered. Any property in Sevenoaks that has been transferred since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Sevenoaks property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Sevenoaks conveyancing lawyers should be familiar with such matters but if any uncertainty exists the prevailing proposition these days is for the seller’s conveyancer to address the registration formalities first and thereafter deal with the sale conveyance - this will predictably cause a significant delay.