The Marple Bridge conveyancing firm handling our Marple Bridge conveyancing has discovered an inconsistency between the assumptions in the valuation survey and what is revealed within the title deeds. My solicitor says that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my solicitor’s stance legitimate?

Your must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

What does my ID and proof of funds have anything to do with my conveyancing in Marple Bridge? Is this really warranted?

Marple Bridge conveyancing solicitors and indeed property practitioners accross the UK have an obligation under money laundering regulations to verify the ID of any client with a view to ensure that clients are who they say they are.

Conveyancing clients will need to supply two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).

Evidence of the origin of funds is also required in accordance with the money laundering regulations as lawyers are obliged to investigate that the funds you are utilising to buy a property (whether it be the deposit for exchange or the total purchase amount if you are a cash purchaser) has come from legitimate source (such as an inheritance) as opposed to the fruits of criminal activity.

When researching moneysavingexpert.com for a recommended solicitor in Marple Bridge, many advise that I must look for a CQS assured lawyer. What is CQS?

The Conveyancing Quality Scheme (CQS) provides a recognised quality standard for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with prudent and efficient conveyancing processes via the scheme protocol the standard covers numerous organisations who carry out conveyancing in Marple Bridge.

About to purchase a new build flat in Marple Bridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Marple Bridge

There must be mutual enforceability of lessee’s covenants. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared.

Some months ago I was advised by my bank that their approved solicitors work on no move no charge basis for conveyancing in Marple Bridge. I had a purchase fall through yet the lawyers have requested search fees! They say the fees are nothing to do with their fees!

Marple Bridge conveyancing search costs are disbursements not solicitors fees as these are paid to independent parties.