We are a couple about to sign contracts for a leasehold flat in Poynton. We have hit a snag. Our loan offer with Nottingham Building Society expires on 17/9/2025 but the sellers are insisting on a completion date of 19/9/2025. Can one prolong the mortgage expiry date?

The person best placed to address this question is your solicitors who will determine if they better off negotiating with the bank, vendor’s solicitors, property agents or possibly all three based on what has happend in your conveyancing as of today.

I need some expedited conveyancing in Poynton as I am faced with pressure to complete within 4 weeks. Luckily I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

If.Given you are not taking a home loan you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Poynton the following are examples of what can crop up and adversely impact market value: Enforcement Notices, Outstanding Charges, Overdue Grants, Railway Schemes,...

Over the last few months I have been searching for a flat up to £235,500 and found one close by in Poynton I like with a park and railway links in the vicinity, however it's only got 61 years unexpired on the lease. I can't really find anything else in Poynton in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a home loan the remaining unexpired lease term will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

We're FTB’s - agreed a price, but the estate agent advised that the seller will only issue a contract if we instruct their preferred conveyancers as they want a ‘quick sale’. We would rather use a local conveyancer with experience of conveyancing in Poynton

We suspect that the seller is unaware of this request. Should the vendor require ‘a quick sale', turning down a motivated purchaser is counter productive. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Poynton conveyancing firm - as opposed tothose that will earn their estate agent a introducer fee or meet his conveyancing figures pre-set by HQ.

I have been looking for Poynton conveyancing quotes online. Can I be confident that all the Poynton practices that are identified on your directory are on the mortgage company conveyancing panel?

The law firms listed on our site have assured us via an online form that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific Poynton firm being on the lender conveyancing panel is incorrect.