I have been referred to a conveyancing solicitor in High Peak. I I would like to check whether they are on the Bank of Scotland approved list of lawyers. Could you advise?

You should phone your solicitor and enquire whether they can act for the lender. Alternatively please call Bank of Scotland who may be able to assist.

I am the single beneficiary of my late father’s estate and I have everything in my name now, including the my former home in High Peak. Conveyancing formalities meant that the Land Registry date was in June. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my proprietorship will be considered the same way as though I had purchased the house in June. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Most banks would take a pragmatic view as this requirement is principally there to capture the purchase and immediately sell or the wholesaling and assigning of properties.

Is it correct that all High Peak CQS (Conveyancing Quality Scheme) solicitors are on the Kent Reliance conveyancing panel?

A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.

We have agreed to purchase a house in High Peak. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?

Given that your lender is UBS your lawyer must follow the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to UBS where a lease fails to comply with these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to High Peak.

I decided to have a survey carried out on a house in High Peak before instructing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders will not give a mortgage on a flying freehold home.

It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in High Peak. Conveyancing will be smoother if you use a solicitor in High Peak especially if they regularly deal with such properties in High Peak.

Given that I will soon part with over three hundred thousand on a property in High Peak I wish to have a conversation with the conveyancer regarding thehouse move before appointing the firm. Can this be arranged?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your property ownership legalities in High Peak.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in High Peak should be the figure that you end up paying.

Is it the case that all High Peak property lawyers on every bank conveyancing panel?

You can use our search tool or you can drop into your local bank branch in High Peak. the probability is that they can recommend conveyancing solicitors in High Peak