We are hoping to buy a 1 bedroom flat in Bredbury with a mortgage. We like our Bredbury conveyancer, however the lender says he's not on their "panel". It seems we have no choice but to appoint one of the lender panel firms or keep our Bredbury and pay for one of their panel lawyers to represent them. We feel that this is inequitable; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Bredbury conveyancing solicitor to apply to be on the conveyancing panel.

My wife and I are getting closer to an exchange on a flat in Bredbury and my parents have sent the exchange deposit to my . I am now advised that as the deposit has not arrived from me my needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the lender regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

Your is legally required to clarify with lender to make sure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your bank if you agree, failing which, your lawyer must cease to continue acting.

I own a semi-detached Georgian property in Bredbury. Conveyancing solicitor represented me and . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching address. Is it worth asking to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bredbury and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the purchase.

I am looking into buying my first house which is in Bredbury and I am already nervous. I couldn't find anything specific about Bredbury. Conveyancing will be needed in due course but do you know about the Bredbury area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Bredbury. In the meantime here are some basic statistics that we found

Should I be worried if there is an issue with one of the searches for our conveyancing in Bredbury?

Ordinarily, the majority of problems that arise in Bredbury conveyancing search results can be addressed in advance of completion or indemnity insurance can be put on cover. You should remember that even though you may be acquiring the premises and might be content to accept the search results, your building society or bank may not, and ultimately they have the word say.