I purchased a freehold premises in Marple but still pay rent, why is this and what is this?

It’s unusual for properties in Marple and has limited impact for conveyancing in Marple but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.

I have been referred to a conveyancing solicitor in Marple. I I am struggling to find out if they are accepted on the Chelsea Building Society approved list of lawyers. Could you help?

The first thing to do is phone your solicitor and enquire if they can act for the lender. Alternatively you can get in touch with Chelsea Building Society who may be able to assist.

This question may be naive but I am unexperienced as a 1st time buyer of a garden flat in Marple. Do I collect the keys to the house on the completion date from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Marple?

On the day of completion you do not need to go to the conveyancers office in Marple. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.

Does a directory service exist listing Clydesdale panel conveyancers in Marple on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings viewable online. Where you are in need of a Marple conveyancing practitioner on the Clydesdale please make the most of our tool.

I am currently in the process of buying my council flat in Marple. I have a mortgage agreed with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.

We are purchasing a property and the lawyer has mentioned Chancel Repair for which the property may be liable as it falls into the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Marple

Unless a previous purchase of the property took place after 12 October 2013 you can assume that conveyancing practitioners delivering conveyancing in Marple to remain recommending a chancel search and or chancel repair liability policy.

I used Action Conveyancing several years past for my conveyancing in Marple. Now, I need the documents but cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Marple of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.