I was advised recently by my lender that my Romiley the law firm I have appointed is not on the lender Solicitor panel. What can I do to be certain that this is indeed the case?
Your first step should be to call your Romiley conveyancer. You lawyer should advise you of the situation. Where they are not on the panel they may recommend you to a Romiley conveyancing practice that is on the conveyancing panel for your lender.
Do the conveyancing solicitors identified via your search app carry out right to buy conveyancing in Romiley?
We work with numerous conveyancing firms carrying out right to buy conveyancing work Please e-mail us with a view to secure a costs illustration.
I am purchasing a victorian detached house in Romiley. We would like to convert the garage to an office at the property.Will the conveyancing process involve checks to ascertain if these works are prohibited?
Your conveyancer will check the registered title as conveyancing in Romiley can on occasion reveal restrictions in the title deeds which restrict certain works or necessitated the permission of another owner. Many works require local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
We previously instructed conveyancers with offices in Romiley on the Nottingham solicitor panel. They have just billed me an additional fee for handling the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?
Provided it is contained in their Terms of Engagement or estimate then yes your conveyancing practitioner can levy a fee for this. This fee is not dictated by Nottingham but by your Romiley conveyancing practitioner. Plenty of firms on the Nottingham panel will charge ’dealing with mortgage’ fee and others do not.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Romiley solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Romiley postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Romiley.
I decided to have a survey carried out on a house in Romiley in advance of retaining lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not issue a loan on this type of house.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Romiley. Conveyancing will be smoother if you use a solicitor in Romiley especially if they are familiar with such properties in Romiley.
As co-executor for the will of my grandmother I am selling a property in Cardiff but I am based in Romiley. My conveyancer (approximately 250 miles from mehas requested that I execute a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Romiley to witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Romiley based