In the event thatI was to purchase a simple residential propertyin Leicester mortgage fee and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Leicester?

The sole saving you would make on is the costs for searches. A lawyer still got to do everything else - money laundering, correspond with your sellers property lawyer, stamp duty return, register the property etc. A slight saving might be made by not having to register a charge however it will not be meaningful.

How can we tell if a Leicester conveyancing solicitor on the Aldermore panel is any good?

When it comes to conveyancing in Leicester obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your transaction.

We have agreed to purchase a house in Leicester. A rare aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is HSBC your lawyer must comply with the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and property lawyers are required to report to HSBC where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Leicester.

The formalities of my purchase has taken place for my property in Leicester. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Leicester I like with amenity areas and station nearby, the downside is that it's only got 52 years on the lease. I can't really find anything else in Leicester in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a mortgage the shortness of the lease will be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

I am looking into buying my first house which is in Leicester and I am already nervous. I couldn't find anything specific about Leicester. Conveyancing will be needed in due course but do you know about the Leicester area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Leicester. In the meantime here are some basic statistics that we found

Do you have any top tips for leasehold conveyancing in Leicester from the point of view of expediting the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Leicester can be reduced if you instruct lawyers the minute you market your property and request that they start to collate the leasehold documentation needed by the buyers’ solicitors.
Many landlords or Management Companies in Leicester charge for supplying management packs for a leasehold property. You or your lawyers should discover the fee that they propose to charge. The management information sought on or before finding a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most common reason for delay in leasehold conveyancing in Leicester. You believe that you know the number of years left on your lease but it would be wise to verify this by asking your lawyers. A buyer’s lawyer will be unlikely to recommend their client to where the lease term is under 80 years. In the circumstances it is important at an as soon as possible that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. If there is a history of conflict with your landlord or managing agents it is very important that these are resolved before the property is put on the market. The buyers and their solicitors will be concerned about purchasing a flat where there is an ongoing dispute. You will have to accept that you will have to discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose details of the dispute to the purchasers, but it is clearly preferable to reveal the dispute as over as opposed to unsettled.

Leicester Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to buying

Be sure to discover if the the lease includes any unreasonable restrictions in the lease. For example plenty of leases prohibit pets being allowed in in a block in Leicester. If you like the flatin Leicester yet your dog can’t live with you then you have a very difficult choice. Are any of leasehold owners in arrears of their service charge payments? What restrictions are there in the Leicester Lease?