A colleague suggested that if I am purchasing in Syston I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Syston conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Syston around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Syston Education with maps and statistics, Local Amenities and other useful information regarding Syston.
The deeds to our house are lost. The solicitors who conducted the conveyancing in Syston 5 years ago are no longer around. What are my next steps?
Assuming you have a registered title the details of your proprietorship will be evidenced by HMLR under a Title Number. It is possible to execute a search at the Land Registry, identify your house and get current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
How does conveyancing in Syston differ for new build properties?
Most buyers of new build property in Syston come to us having been asked by the developer to exchange contracts and commit to the purchase even before the property is built. This is because new home sellers in Syston typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Syston or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Syston ahead of instructing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some banks tend not give a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Syston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Syston to see if the conveyancing costs will increase in light of this.
How do I discover who owns a house in Syston?
As long as the premises is recorded at HM Land Registry, and you have enough details of the location of the property, you should be able to see details from the HM Land Registry of the recorded proprietor for a fee.