We are buying a 2 bedroom flat in Rothley with a mortgage. We wish to retain our Rothley lawyer, but the mortgage company advise he's not on their "panel". We have to appoint one of the lender panel conveyancing practices or continue with our Rothley as well as pay for one of their panel lawyers to represent them. This feels very unfair; can we not require that the bank use our Rothley ?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Rothley conveyancing solicitor to apply to be on the conveyancing panel.

I am acquiring a house without a mortgage in Rothley. I have lived for the previous twelve years in Rothley. Conveyancing searches are expensive. As I have knowledge of the road and vicinity very well must I have all the conveyancing searches?

If you not getting a mortgage, then all but one or two of the Rothley conveyancing searches are optional. Your conveyancer will 'advise', perhaps strongly, that you should have searches done, but she is duty bound to do this. One thing to consider; if you are likely to dispose of the house one day, it could be of interest to your future purchaser what the searches contain. There are plenty of instances where properties with no practical issues can still throw up negative search results. A competent conveyancing solicitor in Rothley will provide you some sensible advice here.

I used Action Conveyancing a few years ago for my conveyancing in Rothley. Now, I need my files but cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rothley of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

The estate agent has sent us the confirmation of our purchase of a new build flat in Rothley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Rothley

Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

We are four weeks into a residential purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Rothley. I am am starting to be disappointed with the level of service. Can you you assist me in finding new solicitors?

A conveyancer would need to be really bad in order to consider diss instructing them. Has the mortgage been issued? In the event that it has you will need to make them aware of the new contact details and get the mortgage documents are re-sent. Your new conveyancer should be on the banks panel to avoid escalating expenses and delays. That should be your starting point. The find a solicitor tool can assist you in finding a bank approved lawyer for your home move in Rothley