I was notified today by my mortgage broker that my Wigston the law firm I have appointed is not on the bank Conveyancing panel. How can I be sure if this is correct?
Your first step should be to contact your Wigston conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may be able to suggest a Wigston conveyancing firm that is on the approved list of lawyers for your bank.
I have given 2 months notice to my existing landlord and must be out of my let out property in Wigston by the end of next month. Conveyancing on my purchase is underway. Can I complete in a couple of weeks as don't want to have to move into temporary accommodation?
The normal practice is not to provide notice for your tenancy unless your lawyer suggests that you should. If you have not previously done so, speak to your lawyer and request that they chase the sellers solicitors, try to an agreed time frame that all parties will work towards
My father advised me that in purchasing a property in Wigston there could be a number of restrictions prohibiting external changes to a property. Is this right?
We are aware of anumerous of properties in Wigston which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Wigston should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I buying a 4 bedroom semi-detached house in Wigston. Our aim is to convert the garage to an office at the property.Will the conveyancing process involve investigations to ascertain if these alterations are prohibited?
Your solicitor should check the registered title as conveyancing in Wigston will on occasion identify restrictions in the title deeds which prohibit categories of changes or require the consent of another owner. Certain extensions need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
Last month we had a mortgage agreed in principle with Coventry BS. Wigston conveyancing lawyers are instructed. How long does it take for Coventry BS to issue the offer to the conveyancer?
There is no definitive answer here. Have Coventry BS completed the valuation? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
As co-executor for the estate of my grandmother I am selling a house in Cardiff but live in Wigston. My conveyancer (who is 300 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing practitioner in Wigston who can witness and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are located in Wigston
Our lawyer in Wigston has requested from me proof of ID documents stating that this is part of his retainer as a solicitor on the mortgage company Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require Wigston conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements