We were just about to exchange contracts for a garden flat in Havering. We encountered a problem. Our loan offer with Nationwide Building Society runs out on 13/10/2025 but the vendors are putting forward a completion date of 15/10/2025. Is it possible to extend the mortgage offer?
The best person to address this question is your conveyancer who will hopefully assess if they corresponding with the mortgage broker, owner’s lawyers, estate agents or conceivably all parties taking into account the circumstances your conveyancing to date.
Should lawyers ask for an advanced payment when it comes to conveyancing in Havering?
Where you are retaining lawyers for conveyancing in Havering your solicitor will request that you place them with monies to cover the the cost of the conveyancing searches. Ordinarily this is asked for to cover the fees of the Local Authority Search. If any deposit is payable against the total price then this should be asked for shortly prior to contracts are exchanged. The final balance that is needed should be transferred shortly before completion.
My Solicitor in Havering is not listed on the Barnsley Building Society Solicitor Panel. Is it possible for me to use my family solicitor notwithstanding that they are not on the Barnsley Building Society approved list?
The limited options open to you here include:
- Complete the purchase with your existing Havering solicitors but Barnsley Building Society will need to instruct a solicitor on their list of acceptable firms. This will result in additional total conveyancing fees as well as result in delays.
- Find an alternative lawyer to act in the conveyancing, not forgetting to check they are Convince your solicitor to do everything within their powers to join the Barnsley Building Society conveyancing panel
Are there restrictive covenants that are commonly identified during conveyancing in Havering?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Havering. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am a sole trader looking to take over a lease of a shop on the high street. Can you recommend conveyancers offering competitive charges for non-domestic conveyancing in Havering for below 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Havering, including the sale and purchase of businesses as well as simply premises. If you are looking to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. As for the costs these will vary based on the structure and complexity of the deal. Please provide us with your contact information or email so as to enable us to supply you with a detailed commercial conveyancing calculation.