We are a couple about to sign contracts for a ground floor flat in Romford. We encountered a snag. The mortgage offer with expires on but the vendors are insisting on a completion date of . Can one prolong the mortgage expiry date?

The person best placed to deal with your issue is your solicitors who will assess if he or she is corresponding with the mortgage broker, seller’s solicitors, estate agents or possibly all parties given what has happend in your house move to date.

three months have gone by since my purchase conveyancing in Romford took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Romford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Romford

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants.

I opted to have a survey carried out on a property in Romford ahead of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will not issue a mortgage on such a house.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Romford. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Romford. I have stumble across a web site which looks to be the ideal answer If there is a chance to get all formalities completed via web that would be ideal. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?