I am in the throes of transferring my current homeowner mortgage to a BTL Santander mortgage. The bank has said that I need a conveyancer as part of the process. I had a chat my past Chase Cross conveyancing solicitor who who completed the conveyancing when I originally bought the house. The costs estimate they've given of £470 has taken me by surprise as its a remortgage than a sale or purchase.

The quote is slightly on the steep side. Where you are willing to spend time comparing costs you may be able to reduce the fees slightly by as much as a hundred pounds. That being said, assuming were happy with the assistance the firm gave you maylive to rue opting for an an unknown conveyancer. Don't forget to enquire the firm can act for Santander. Do utilise our search tool to get a quote a Chase Cross conveyancing firm on the Santander member panel, which can often include conveyancing solicitors in Chase Cross.

Do banks and building societies provide you with an approved list of Chase Cross conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?

Chase Cross conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.

I require quick conveyancing in Chase Cross as I am faced with a deadline to complete in less than one month. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?

As you are not getting a home loan you are at liberty not to do searches although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Chase Cross the following are instances of issues that can crop up and adversely impact future saleability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...

My wife and I own a renovated Georgian property in Chase Cross. Conveyancing solicitor represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chase Cross and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.

I am purchasing a new build house in Chase Cross with a mortgage from Accord Mortgages Ltd. The sellers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not to tell my solicitor about the deal as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.