How do I investigate if the solicitor carrying out my conveyancing in Harold Hill is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Barnsley Building Society thus paying £192.00 in additional legal charges.

Please do make use of the search tool on this web page. Pick the mortgage company and type ‘Harold Hill’ or your location and you will discover a number of lawyer located in Harold Hill or nearest you.

We are purchasing a 3 bedroom semi in Harold Hill. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to ascertain if these works are prohibited?

Your property lawyer should check the deeds as conveyancing in Harold Hill will on occasion identify restrictions in the title deeds which prevent categories of changes or require the permission of another owner. Some extensions need local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.

I have been told by my lawyer that missing deeds insurance is needed on my purchase. What is the level of cover for Harold Hill conveyancing?

The right level of missing deeds indemnity insurance should be dictated by who who your lender is. It would differ for example between Barclays and Bank of Scotland. Conveyancing solicitors as opposed to members of the public take out such insurances.

I was told three weeks ago that my mortgage has been agreed to by Nationwide. Is it usual for Nationwide to only issue the offer once my solicitor in Harold Hill is approved on their conveyancing panel? Nationwide have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.

I used Wolstenholmes a few years past for my conveyancing in Harold Hill. Now, I need the files but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harold Hill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I decided to have a survey done on a house in Harold Hill in advance of retaining solicitors. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will refuse to grant a mortgage on such a property.

It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harold Hill. Conveyancing will be smoother if you use a solicitor in Harold Hill especially if they are familiar with such properties in Harold Hill.

I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable price which is making it all the more appealing. I have subsequently discovered that the title is leasehold rather than freehold. I would have thought that there are issues buying a leasehold house in Harold Hill. Conveyancing lawyers have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Harold Hill ?

The majority of houses in Harold Hill are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Harold Hill so you should seriously consider shopping around for a Harold Hill conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the freeholder’sconsent to conduct alterations. You may also be required to pay a contribution towards the upkeep of the estate where the property is located on an estate. Your conveyancer should appraise you on the various issues.

I am the leaseholder of a ground-floor 1950’s flat in Harold Hill. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum payable for the purchase of the freehold?

in cases where there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to make a decision on the price payable.

An example of a Lease Extension matter before the tribunal for a Harold Hill premises is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.