I am in the throes of transferring my existing standard mortgage to a BTL Clydesdale mortgage. The bank has said that I require a conveyancer for this. I had a chat my previous Havering-atte-Bower conveyancing firm who who completed the conveyancing when I first acquired the premises. The quote issued of just over five hundred pounds is surprising as its a remortgage than a sale or purchase.

The estimate does seem a tad on the high side. If you shop around you may be able to get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, if you were happy with the conveyancing the firm provided you couldcome to rue choosing an an unknown lawyer. Remember to be sure that the solicitor can also act for Clydesdale. You can utilise our search tool to find a Havering-atte-Bower conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Havering-atte-Bower.

We note that you have a search directory identifying firms on the Aldermore conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Havering-atte-Bower?

We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Havering-atte-Bower.

I'm purchasing a new build house in Havering-atte-Bower with a mortgage from Nottingham Building Society. The builders would not budge the price so I negotiated £7000 of extras instead. The house builders rep told me not inform my solicitor about the deal as it could impact my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Havering-atte-Bower is the location of the property. Is there any advice you can impart?

Flying freeholds in Havering-atte-Bower are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Havering-atte-Bower you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Havering-atte-Bower may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to instruct a conveyancing solicitor for purchase conveyancing in Havering-atte-Bower. I have land on a web site which appears to be the perfect offering If it is possible to get all formalities completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?