I plan on purchasing residence in Great Baddow. My property lawyer is not on the lender approved panel. Am I still permitted to retain my Great Baddow conveyancing solicitor even though they are not on the lender list of approved lawyers?

You will need to instruct a conveyancing practitioner to deal with the legal work required if you need a loan to buy your property. They will conduct all the relevant investigations on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. You can select a Great Baddow property lawyer of your choice. However, where the conveyancer selected is not a member of the mortgage company approved list supplemental fees will be incurred as separate legal representation will be need by the mortgage company. Conveyancing panel applications can be submitted, so if your solicitor has not historically applied for membership they can do so.

The owners have very pushy sellers who has insisted on a preliminary agreement with a deposit 10k. Are such agreements sensible?

There are two primary concerns with entering into any lock out agreement (sometimes referred to as a no-shop agreement) is that it diverts attention away from making progress with the conveyancing process, so unless it requires limited or no negotiation then it could turn out to be a hindrance. It is not promoted amongst Great Baddow conveyancing practitioners for this reason. A further issue is the extent of the remedies available - an aggrieved purchaser is not likely to be granted an injunction to prohibit the owner selling to another buyer, so the only remedy available under the contract will be the reimbursement of abortive costs and, in rare situations, the extra payment of damages.

As someone clueless as to the Great Baddow conveyancing process what’s your top tip you can give me for the house moving process in Great Baddow

You may not hear this from too many lawyers but conveyancing in Great Baddow and elsewhere in Essex is often a confrontational process. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the legal transfer of property. For instance, the vendor, property agent and even potentially the bank. Choosing a solicitor for your conveyancing in Great Baddow an important selection as your conveyancer is your adviser, and is the ONE person in the legal process whose interest is to protect your best interests and to protect you.

Sometimes a potential adversary will try and sway you that you should follow their advice. As an example, the property agent may claim to be helping by suggesting your conveyancer is slow. Or your financial adviser may advise you to do something that is against your lawyers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.

My wife and I have a 4 bedroom Georgian house in Great Baddow. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Baddow and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing lawyer who carried out the work.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. Great Baddow is the location of the property. Is there any guidance you can give?

Flying freeholds in Great Baddow are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Great Baddow you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Great Baddow may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.