After what seems like an age a mortgage offer from Nationwide for the remortgage of my 3 room flat is expected any day now. Can you put forward a cheap conveyancing lawyer in Maldon?
This site is not designed to assist those in pursuit of the lowest fares for conveyancing solicitors in Maldon. Our intention is to offer excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies offering the bait of £99 conveyancing in Maldon. Optimistically, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for extras and still not get the service required.
I am currently in the process of buying my council flat in Maldon. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
Planning on purchasing a apartment in Maldon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Maldon lawyer is on the Bank of Ireland conveyancing panel.
Virgin Money have agreed my mortgage in principle, my bid on a property in Maldon has been accepted, what happens next?
The estate agent will wish to be informed of your property lawyer's details (be sure the lawyers are on the bank’s approved list). Contact Virgin Money or your broker and finish off any appropriate documentation. Virgin Money will appoint a valuer who will get in touch with the selling agent or vendor to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Virgin Money will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Maldon.
My wife and I are close to exchanging contracts on the sale of our house in Maldon and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Maldon conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a factory type conveyancing firm as opposed to a conveyancing solicitor in Maldon. Having lived in Maldon for 5 years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Maldon is where the house is located. Can you offer any guidance?
Flying freeholds in Maldon are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maldon you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maldon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What does commercial conveyancing in Maldon cover?
Non domestic conveyancing in Maldon incorporates a broad array of advice, given by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.