Can the conveyancing lawyers identified via your search tool conduct conveyancing in Essex by way of an attended exchange?

There are a few conveyancing experts carrying out personalised exchanges. Please contact us to secure a conveyancing quote and details as to availability.

I am purchasing a detached bungalow in Essex. The intention is to carry out an extension to the side at the property.Will legal investigations on the property include checks to see if these works are permitted?

Your solicitor will review the registered title as conveyancing in Essex will on occasion reveal restrictions in the title deeds which prevent categories of works or need the permission of a 3rd party. Some extensions require local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.

I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Essex building society branch on a couple of occasions and was told they are content with the situation and they would lend. My Essex conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

Your solicitor has to comply with the CML Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am selling my apartment. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Co-operative are being problematic. The Essex solicitor who is on the Co-operative conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Are there restrictive covenants that are commonly picked up during conveyancing in Essex?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Essex. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am using a search engine for the phrase cheap conveyancing in Essex it shows results of many solicitorsin the vicinity. How do I determine which is the right conveyancing solicitor for purchase transaction?

The ideal method of finding a suitable conveyancer is via trusted referral, so enquire of colleagues and family who have acquired a property in Essex or a reputable estate agent or mortgage broker. Costs for conveyancing in Essex vary, so it's sensible to obtain a minimum of four quotes from different property lawyers. Make sure that you clarify that the costs are assured not to to be inflated.

Having checked my lease I have discovered that there are only Sixty One years left on my flat in Essex. I now wish to get lease extension but my landlord is missing. What are my options?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to prove that you or your lawyers have done all that could be expected to track down the lessor. In some cases an enquiry agent would be helpful to conduct investigations and prepare a report to be used as proof that the landlord can not be located. It is advisable to get professional help from a conveyancer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court overseeing Essex.

Leasehold Conveyancing in Essex - A selection of Questions you should consider before buying

How much is the ground rent and service charge? What restrictions are there in the Essex Lease? How many of the leaseholders are in arrears for their maintenance charge payments?