I am helping my step-mother sell her property in Battlesbridge. Will the conveyancing solicitor commission an energy performance certificate or should I organise this?
After the abolition of Home Packs, energy performance certificates was kept a compulsory component of moving property. An EPC must be to hand prior to the property being advertised. It is not something that conveyancers normally organise. Where you are using a Battlesbridge conveyancing practitioner they might help arrange energy performance certificates given their relationships with reputable Battlesbridge assessors
I am currently in the process of buying my council flat in Battlesbridge. I have a mortgage offer with Virgin Money. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Virgin Money, you will need to appoint a solicitor on the Virgin Money conveyancing panel.
After what seems like an age I have had an offer on an apartment in Battlesbridge agreed to, the vendors do however have an associated purchase. The vendors have placed an offer on somewhere, but it’s not yet tied up, and are looking at other flats in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Battlesbridge. What should be my next step? When do I get the mortgage application with Principality started?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx one thousand pounds, then valuation, Battlesbridge conveyancing search costs, etc). First, you should ensure that your conveyancer is on the Principality conveyancing panel. As to the subsequent phase this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. During a hot market many buyers will apply for a home loan with Principality and arrange for the valuation and only if it comes back ok would they request their conveyancer to move forward with searches.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a house in Battlesbridge?
Unless a prior acquisition of the house completed post 12 October 2013 you could expect lawyers handling conveyancing in Battlesbridge to remain encouraging a chancel search and or chancel repair liability insurance.
How does conveyancing in Battlesbridge differ for newly converted properties?
Most buyers of new build or newly converted property in Battlesbridge come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is built. This is because house builders in Battlesbridge typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Battlesbridge or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a quick, no chain conveyancing. Battlesbridge is where the house is located. What do you suggest?
Flying freeholds in Battlesbridge are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Battlesbridge you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Battlesbridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search tool to get a costs illustration from a conveyancing lawyer in Battlesbridge on the authorised to act for my mortgage?
1st select a mortgage company such as Santander, Barnsley Building Society or Aldermore then specify your location a common one being Battlesbridge. Conveyancing firms in Battlesbridge and across England and Wales will then be identified.