The housing market in Chelmsford is hotting up. What can I do to speed up matters?

Where the seller is applying time constraints for your conveyancing we would recommend that your lawyer is familiar with the location as they will make use of local connections and insight. It is possible that they could have transacted previoushomes in the same neighbourhood. Therefore consider using a Chelmsford conveyancing lawyer. In addition, double check that the conveyancing firm is on the on the approved list for your mortgage company. It is believed that nearly one in five of Chelmsford conveyancing transactions are delayed or jeopardised after finding out that a buyer’s lawyer was not on their mortgage lender’s member panel. In many cases this discovery resulted in the legal transfer of property being held up by as much as three weeks. It is estimated that this issue impacts approximately 100,000 home moves annually. Most Chelmsford conveyancing practices can not act for certain lenders so do check at the outset.

In what way does my ID and proof of funds have anything to do with my conveyancing in Chelmsford? What am I being asked for?

You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Chelmsford. Nowadays you will not be able to proceed with any conveyancing deal if you have not submitting evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are providing your driving licence as evidence of identification it must be both the paper part and photo card part, one is not acceptable in the absence of the other.

Proof of your source of monies is necessary in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancer will need to have this information on file. Your Chelmsford conveyancing solicitor will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they may also ask further queries concerning the origin of monies.

A colleague recommended that if I am purchasing in Chelmsford I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually included in the estimate for your Chelmsford conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Chelmsford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chelmsford Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Chelmsford.

Are there any apps to help identify a Chelmsford law firm on the The Mortgage Works conveyancing panel? I have wheels and am happy to travel upto 10miles to meet the solicitor.

Feel free to make use of the search on this page. Please choose the bank and your location and you will see a number of Chelmsford conveyancing lawyers based on proximity. We have detailed some Chelmsford conveyancing firms towards the end of this page and you can ring them to check whether they are on the The Mortgage Works approved list

My husband and I are new to the buying process - agreed a price, but the selling agent informed us that the vendor will only proceed if we appoint their preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor who is accustomed to conveyancing in Chelmsford

We suspect that the seller is unaware of this request. Should the owner desire ‘a quick sale', alienating a serious buyer is counter productive. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to instruct your preferred Chelmsford conveyancing firm - as opposed tothe ones that will give their negotiator at the agency a commission or meet his conveyancing figures pre-set by senior management.