I am nearing an exchange on a property in Gerrards Cross and Chalfont and my mum and dad have sent the exchange deposit to my conveyancer. I am now informed that as the deposit has been received from someone other than me my property lawyer needs to make a notification to my mortgage company. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company concerning my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your lawyer is obliged to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
Finally the sale completed on my house in Gerrards Cross and Chalfont last November but the buyer keeps SMS messaging daily to moan that her solicitor needs to hear from mine. What are the post completion sale legalities following completion?
Following your sale your lawyer should send the transfer documentation and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor must also send confirmation that the legal charge in favour of the lender has been repaid to the buyers lawyers. There are no post completion formalities unique to conveyancing in Gerrards Cross and Chalfont.
I can see plenty of here concerning conveyancing in Gerrards Cross and Chalfont but what is your top tip for choosing the right conveyancer in Gerrards Cross and Chalfont
Do not opt for the cheapest Gerrards Cross and Chalfont conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am currently in the process of buying my council flat in Gerrards Cross and Chalfont. I have a mortgage agreed with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
After shopping around on the internet I have found a Gerrards Cross and Chalfont conveyancer having made sure that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Gerrards Cross and Chalfont surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, no chain conveyancing. Gerrards Cross and Chalfont is where the house is located. What do you suggest?
Flying freeholds in Gerrards Cross and Chalfont are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gerrards Cross and Chalfont you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gerrards Cross and Chalfont may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking to sell my house. My former conveyancers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Gerrards Cross and Chalfont if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Gerrards Cross and Chalfont. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.