My grandson is in the process of securing a newly built flat in Clapham and Salph End with a home loan from Bank of Ireland. His lawyer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Bank of Ireland conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bank of Ireland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are looking to buy a property and need a conveyancing solicitor in Clapham and Salph End who is on the Co-operative conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Clapham and Salph End.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Clapham and Salph End. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/7/2025, the requirements read as follows :
How does conveyancing in Clapham and Salph End differ for newly converted properties?
Most buyers of new build residence in Clapham and Salph End approach us having been asked by the developer to exchange contracts and commit to the purchase even before the property is constructed. This is because developers in Clapham and Salph End typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Clapham and Salph End or who has acted in the same development.
My husband and I are FTB’s - agreed a price, but the agent informed us that the seller will only go ahead if we use their recommended lawyers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a family solicitor who is accustomed to conveyancing in Clapham and Salph End
We suspect that the owner is not behind this demand. Should the vendor desire ‘a quick sale', turning down a genuine purchaser is counter productive. Try to communicate with the sellers directly and make sure they understand (a)you are genuine purchasers (b)you are ready to progress, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your preferred Clapham and Salph End conveyancing firm - rather thanthe ones that will give their negotiator at the agency a introducer fee or achieve conveyancing figures pre-set by head office.